Parichay Pricing

Tokenised reusable KYC, billed per token - issuance and presentation.

Pricing Philosophy

Sovio pricing is based on trust operations, not user seats. Your cost scales with the number of verifications, credentials, signals, consent records, or ecosystem participants you process - not the number of employees or end-users you onboard. This ensures that pricing remains predictable as your identity infrastructure grows and aligns cost with the value you derive from each trust transaction.

Plans Overview

Starter

Single-entity KYC token issuance and reuse. Suitable for one institution piloting tokenised KYC under the regulatory sandbox.

Growth

Multi-institution KYC token network with API-driven issuance, presentation, and verification across regulated entities.

Ecosystem

Regulator-grade reusable KYC infrastructure supporting an entire financial ecosystem with consent dashboards and full audit transparency.

Plan Comparison

CapabilityStarterGrowthEcosystem
KYC token issuanceUp to 1K/monthUp to 100K/monthUnlimited
Token reuse (presentations)Up to 5K/monthUp to 500K/monthUnlimited
API accessREST (rate-limited)REST + WebhooksUnlimited + dedicated endpoints
Multi-tenant-Up to 10 institutionsUnlimited + data isolation
Audit & complianceToken logs (30 days)Full audit trail (1 year)Real-time audit + regulatory reporting
SLA99.5%99.9%99.99%

What Counts for Billing

Parichay billing is based on two operations: KYC token issuance and token presentation (reuse). Each completed KYC workflow that generates a token counts as one issuance. Each time a token is presented to a verifier and cryptographically validated, it counts as one presentation. Failed verifications and revoked tokens are logged in the audit trail but do not affect billing beyond the initial issuance.

Ideal Customers per Plan

Starter

  • •Single bank evaluating tokenised KYC in a sandbox
  • •Fintech piloting reusable KYC for one customer segment
  • •Compliance team assessing RBI alignment

Growth

  • •Multi-branch bank deploying reusable KYC across all retail products
  • •Insurance group sharing verified KYC across subsidiaries
  • •Lending platform integrating tokenised KYC for borrower onboarding

Ecosystem

  • •Central bank operating a national reusable KYC infrastructure
  • •Banking consortium managing shared KYC across member institutions
  • •Government identity authority linking KYC with digital credentials

FAQs

What counts as a KYC token issued?
Each time a customer completes KYC and a privacy-preserving token is generated, it counts as one issuance. One customer equals one token regardless of how many documents were verified.
What counts as a token reuse?
Each time a token is presented to an institution and verified, it counts as one presentation. A single token can be reused across multiple institutions, each reuse is billed separately.
Are failed verifications billed?
Yes. Failed token verifications consume cryptographic verification resources and are billed at the same rate as successful ones.
Does the Starter plan support RBI-compliant KYC?
Yes. All plans are built to align with RBI's tokenised KYC framework. Starter is suitable for sandbox testing; Growth and Ecosystem include production compliance reporting.
Can tokens be revoked?
Yes. Token revocation is supported across all plans. Revocation events are logged in the audit trail and do not incur additional billing.

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